Check Cashing

Cash checks securely & receive funds immediately.

Cash your Payroll and Government Checks with Convenience and Access your Funds Today

Get your money faster when you cash your check at a Money Services Desk. The best bit? It’s quick, secure and efficient. You can enjoy everyday low fees and additional discounts with your Shopper’s Card. Here are some more benefits to cashing a check with Money Services:

  • We are your local check cashing store with more than 2,000 Money Services locations.
  • No need for enrollment, so you can receive your money instantly.
  • Cash checks and grocery shop in the same convenient location.

How to Cash Checks with Money Services

One

Find a Money Services Desk near you

Use our store locator to find your closest Baker’s Money Services Desk. With more than 2,000 locations available, a Money Services Desk is always conveniently accessible.

One

Find a Money Services Desk near you

Use our store locator to find your closest Baker’s Money Services Desk. With more than 2,000 locations available, a Money Services Desk is always conveniently accessible.

Two

Bring your check and personal documents

Along with your check, bring your Social Security or Taxpayer Identification Number and one of these forms of ID:

  • US-issued Passport
  • State-issued ID
  • Driver's License
  • Resident Alien ID
  • Military ID
  • Matricula Consular ID
  • Tribal Nation or Reservation ID
Two

Bring your check and personal documents

Along with your check, bring your Social Security or Taxpayer Identification Number and one of these forms of ID:

  • US-issued Passport
  • State-issued ID
  • Driver's License
  • Resident Alien ID
  • Military ID
  • Matricula Consular ID
  • Tribal Nation or Reservation ID
Three

Our Associate at the Money Services Desk will do the rest

You’ll receive your cash quickly and securely and be on your way.

Three

Our Associate at the Money Services Desk will do the rest

You’ll receive your cash quickly and securely and be on your way.

Types of Checks you can Cash at Money Services

    Your payroll check is easy to understand once you’re familiar with the details it includes. The most important piece to look at is the pay stub.

    The US government sends checks for various reasons including tax refunds, social security, welfare, and disability. The appearance of these checks will vary depending on the type of government check you are cashing.

    Your tax refund check will be made out to you by the United States Treasury if you’re owed money. Take note of its issue date because the refund will only be valid for a certain period – usually one year. If the check is made payable to two parties, both parties must be present to cash.

    An insurance settlement check will be given to you after an insurance company has agreed to pay you a sum of money following a claim. Kroger Family of Stores can only cash single party insurance checks, which means payable to one person.

    Business checks are usually used by small business owners and will come in a variety of designs depending on who has issued them. You can cash business checks for: refunds, research study payments, blood & plasma donations, and anytime a business prints a check for you. Money Services Desks can not cash checks made payable to a business.

    We cash funds from many types of debit cards at the Money Services Desk including payroll, government benefits, prepaid, and PIN debit cards. Turn your debit card funds into cash.

How Much Does it Cost to Cash Checks?

Fees and limits vary by state so check your local Money Services Desk for the most up-to-date information for your area.

Can I Cash a Check without a Bank Account?

Yes, you don’t need a bank account to cash a check. Just take your check to the nearest Money Services Desk location to process it.

How Much Does it Cost to Cash Checks?

Fees and limits vary by state so check your local Money Services Desk for the most up-to-date information for your area.

Can I Cash a Check without a Bank Account?

Yes, you don’t need a bank account to cash a check. Just take your check to the nearest Money Services Desk location to process it.

Check Cashing FAQs

    There’s typically an expiration date printed on the check, but in most cases, personal or business checks are usually valid for 180 days or six months. It’s worth cashing a check as soon as you can after receiving it, just in case the account number changes or the sender spends the money on something else.

    If you lose a check, you need to cancel it as soon as possible. Contact the person who issued the check to stop the payment so no one else can cash it. If you have written a check that you suspect has been lost or stolen, you need to contact your bank to see whether it has been cashed. If it hasn’t you should request them to stop payment.

    Cashing a check literally means changing a check into cash. You’ll be charged a fee to convert the check into cash that you can take away and spend as needed.

    Check cashing with Money Services is simple and hassle-free, and we can accept checks up to the value of up to $5,000.

    You can cash your check on Sunday at many Money Services locations. At Money Services, we find it important you have the freedom to cash your checks at a time and place convenient for you. That’s why many of our stores are open seven days a week and during most holidays, too. We are generally open from 8am-8pm, but operating hours may vary depending on your location.